This was a Fairfax, Virginia auto accident where our client was an emergency room nurse in her mid-40s who was stopped and waiting to make a left turn into her neighborhood when she was rear-ended by the Defendant. She sustained injury to her collarbone where the clavicular joint was widened slightly. Though this injury was apparent on an MRI, the insurance adjuster who initially evaluated the case believed it was related to an early neck injury she had sustained. The initial offer was $20,000.
We immediately filed suit. Our client was examined by a doctor for the insurance company. That doctor agreed with us – that the injury was caused by the motor vehicle crash. The case was settled about a month prior to trial for $125,000. Of that, $50,000 came from the Defendant’s insurance company (their policy limits) and the remaining $75,000 came from our client’s underinsured motorist company.